Privacy Policy

This Privacy Policy explains how Q-Credit ("we", "us"), a service operated by Nox Infotech, collects, uses, and protects your information when you use our mobile application and website.

Information We Collect

To assess your eligibility for credit facilities, we collect your mobile number, email address, name, date of birth, PAN, Aadhaar number, address, income details, bank account details, and identity documents (PAN card, Aadhaar card, and a selfie photograph).

How We Use Your Information

Your information is used solely to verify your identity, assess your creditworthiness, and facilitate credit services through our registered NBFC lending partners. We do not sell your personal data to third parties.

Data Security

Sensitive information such as your PAN and Aadhaar numbers is encrypted at rest. Access to this data is restricted to authorised personnel involved in the credit assessment process.

Data Sharing

We share your information with our partner NBFC lenders strictly for the purpose of credit assessment and service delivery, in accordance with applicable RBI regulations.

Your Rights

You may request access to, correction of, or deletion of your personal data by visiting our Data Deletion page.

Contact Us

For any privacy-related questions, please contact us at support@noxinfotech.com.